Digital-First Dining is Where the Money Lives
If your payments aren’t digital, your doors won’t stay open. The old-school restaurant payment system is dead. Digital is the new standard. The restaurant owners who realize this thrive, while those who ignore it close shop in a matter of months. It’s not just about payments, it’s your lifeline.
Why Are Payment Processors Holding My Money?
Payment processors can hold funds due to chargebacks, risk flags, or compliance reviews. These holds are technically legal, but if you don’t know how to prevent them, they cripple your cash flow. Learn what causes them, how to avoid them, and why some processors are more upfront than others about holds.
The Art of Reducing Chargebacks (and Keeping More of Your Revenue)
Chargebacks don’t just affect your revenue, they affect your reputation. This guide will give you the strategies you need to keep more of your sales in your account, while keeping your customers happy at the same time.
Mobile Payments Are the New Wallet
Consumers aren’t just going mobile; that’s where they live. If your business isn’t riding that wave, you’re losing sales, alienating customers, and clinging to outdated payment habits. Mobile payments aren’t a nice-to-have anymore. It’s not just another option, it’s how you survive.
The Fraud Economy Is Thriving
The rise of online commerce has created fertile ground for scammers, and many payment processors still use outdated tools to stop them. Fraud is no longer the work of individuals with stolen credit cards. It’s a billion-dollar ecosystem with software, specialists, and services for sale on the dark web. While
What Are Invoicing Scams?
Not every business checks its invoices, but those that do save hundreds or thousands of dollars every year. As businesses deal with more vendors, they deal with more invoices, which means scams can fall through the cracks. Don’t sacrifice your margins to a problem you can solve.
Fight the Good Fight Against E-Commerce Fraud
E-commerce success is the dream. For operators, fraud is the everyday nightmare that comes with it. Whether you’re selling sneakers, skincare, or a subscription service, your checkout page is an open invitation to scammers. Unless your payment system is ready to fight back, you’ll end up paying the bill for that crime spree. Protecting yourself means protecting your customers.
How To Pick The Best Payment Processor for ISOs & Agents
Payment processors aren’t just your financial partner; they’re an extension of your brand, and their hiccups become your hurdles. Do the research, and don’t settle for your current one. Settling for mediocre partnerships costs you deals, dollars, and reputation.
The Most Common Scams & Fraud On PayPal
A multi-billion-dollar corporation like PayPal should have enough funds to secure its system, but after years of vulnerability, it still hasn’t changed. Why aren’t they making your security their priority?
What Is Friendly Fraud?
Friendly fraud happens when a customer disputes a legitimate charge, whether it’s by mistake or on purpose. It now makes up over 70% of all online fraud, and it’s costing e-commerce businesses billions annually. Most businesses lose the chargeback dispute, even when they’re in the right. Luqra helps reduce friendly fraud with layered security, blacklist tracking, proactive support, and smarter payment tools.
Luqra’s Interview with Rod Katzfey
Chicago became the epicenter for all things payments this July, thanks to the MWAA: from innovations and announcements to ISOs, agents, and fintech leaders. We interviewed MWAA President Rod Katzfey before the show about his experience in payments and how the MWAA builds brand and relationships.
What Is A Chargeback, Really? (And Why It Hurts More Than You Think)
You made the sale. Shipped the product. Delivered the service. Then the bank hits one button and takes your revenue with it. Unlike a refund where the business controls the narrative, a chargeback is a forced reversal. The customer doesn’t contact you; they talk to their bank. That bank’s first