Luqra Blog
The Untold Struggles of Telehealth Payments
Telehealth is evolving fast, and payments have to keep up. Privacy, compliance, and fraud all need to be addressed in real-time, or the entire business could suffer. One missed update or one unaddressed vulnerability can sink an entire business. To stay updated and secure, you need a telehealth payments processor that evolves as quickly as you do.
How Rapid Growth is Changing Telehealth Payment Processing
Telehealth is growing every year, boosted by companies that prioritise patient health, convenience, and privacy. But that growth is only sustainable with a payment partner who can facilitate it. Choose a payment partner who’ll prioritise your needs and your patient’s privacy.
VAMP: The Program Watching Every Merchant
VAMP is Visa’s version of Big Brother, watching merchants and their transactions as closely as possible. Whether you’re business is high-risk or low-risk, VAMP looks for the same issues, but it doesn’t deliver the same punishments. This is how VAMP impacts all merchants, and what they can do to escape.
The Dark Side of Payment Processing
Fraudsters and scammers will always try to take advantage of businesses, and that includes some payment processors. It could be misleading quotes, it could be hidden fees, but just because it comes from a major processor doesn’t mean it’s not a scam. Protect yourself, protect your business, and choose a payments partner who looks out for you and not their margins.
Cybersecurity: Threats Facing Every E-Commerce Business
Running an online business today means fighting on two fronts: winning customers and battling cybercriminals. Hackers target e-commerce merchants, subscription platforms, and even nonprofits that they can exploit. Many businesses think cybersecurity is optional, but the truth is, if you ignore it, you’re leaving your revenue wide open.
VAMP Uncovered: Visa’s Master Monitoring Program
VAMP (Visa Acquirer Monitoring Program) is how Visa cracks down on merchants with high fraud or dispute rates. It tracks chargebacks, fraud attempts, and card testing attacks. If any of those trackers are triggered, a business will face more scrutiny and stricter terms from Visa. It’s not a jail sentence, but it does put those merchants on probation with Visa.
Risky Business: It’s Not A Movie, It’s Your Risk Label
A high-risk label raises your rates, reserves, and fees. So why is it so easy to get? Be in the wrong industry or have a shaky financial history, and you’ll get thrown into the risk rating deep end. So what exactly makes a business risky?
Digital-First Dining is Where the Money Lives
If your payments aren’t digital, your doors won’t stay open. The old-school restaurant payment system is dead. Digital is the new standard. The restaurant owners who realize this thrive, while those who ignore it close shop in a matter of months. It’s not just about payments, it’s your lifeline.
Why Are Payment Processors Holding My Money?
Payment processors can hold funds due to chargebacks, risk flags, or compliance reviews. These holds are technically legal, but if you don’t know how to prevent them, they cripple your cash flow. Learn what causes them, how to avoid them, and why some processors are more upfront than others about holds.
The Art of Reducing Chargebacks (and Keeping More of Your Revenue)
Chargebacks don’t just affect your revenue, they affect your reputation. This guide will give you the strategies you need to keep more of your sales in your account, while keeping your customers happy at the same time.
Mobile Payments Are the New Wallet
Consumers aren’t just going mobile; that’s where they live. If your business isn’t riding that wave, you’re losing sales, alienating customers, and clinging to outdated payment habits. Mobile payments aren’t a nice-to-have anymore. It’s not just another option, it’s how you survive.
The Fraud Economy Is Thriving
The rise of online commerce has created fertile ground for scammers, and many payment processors still use outdated tools to stop them. Fraud is no longer the work of individuals with stolen credit cards. It’s a billion-dollar ecosystem with software, specialists, and services for sale on the dark web. While