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#1 Alternative To Shopify Payments

Luqra is the first payment processor built specifically for e-commerce - so you can focus on scaling your store instead of worrying about pointless account holds and freezes.* 

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Scale With Confidence

You'll get an uncapped merchant account from day 1, allowing you to scale as quickly as you need*.
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Shopify Ready

Our direct integration makes it simple to switch - all without having to change your storefront.

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Worry-Free Processing

We understand the ups and downs of ecom, so you wont be facing any pointless holds or freezes.

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Stop Chargebacks

Our automated chargeback management tools can help prevent up to 95% of chargebacks.

scale business payment processing icon

Scale With Confidence

You'll get an uncapped merchant account from day 1, allowing you to scale as quickly as you need*.
noun shopping 1401201 203BB1

Shopify Ready

Our direct integration makes it simple to switch - all without having to change your storefront.

payment processing scale up icon

Worry-Free Processing

Sudden volume and chargeback spikes wont trigger any pointless holds or freezes*.
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Stop Chargebacks

Our automated chargeback management tools can help prevent up to 95% of chargebacks.

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THE SOLUTION

Luqra Solves This as a True Full-Service Payment Processor

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Personalized Business Understanding

We prioritize personal interactions over automated processes. You'll have a representative to be your dedicated point of contact whenever you need help.

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Scaling Made Easy And Seamless

Our approach is to embrace and facilitate your business growth. From day 1, you're free to scale as quickly as you need - without being limited by monthly volume limits or hard caps.

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No Worrying About Fund Holds Or Account Freezes*

We understand that ecommerce is a volatile business filled with sudden spikes in volume and chargebacks. You wont face an account freeze or held funds when it happens. *

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Access To Ecommerce Experts

Working with Luqra provides a unique opportunity to work directly with 6 and 7 figure ecommerce owners who are ready to help take your business to the next level.

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> $12 Billion

Processed Annually
Trusted by over
0 + merchants

10+ Million

Transactions Monthly

Best rate guarantee

Best Rates and No surprise Fees

Your complete payments solution with transparent rates - guaranteed to never increase.

Online Payment Processing

Online Payments

Effortlessly accept and manage payments for your business with seamless integrations.

as low as

2.3% + 20¢

Don't take our word for it

See What Our Customers Have to Say

FAQs

Your Most Frequent Questions Answered

Our custom payment portal has automated fraud and chargeback management tools that can help prevent up to 95% of chargebacks. 

If you do have a sudden spike in chargebacks you can still continue to operate as normal – but your dedicated rep will reach out to review and make sure everything is alright. 

Yes we integrate with Shopify. Your checkout screen and Shopify dashboard will work exactly the same as it does currently.

If you apply as a LLC or Corporation, yes you will need a business bank account that is under your LLC or Corporation. 

However, if you elect to apply as a Sole Proprietor, you can use your personal bank account.

Just as every business is different, every approval process is different. On average, it takes about a week to go through the application process. Our Relationship Managers have been trained to help businesses of all shapes and sizes, and will work with you to guide you through the process as quickly as possible.

To apply with Luqra, your business will need to be legally registered in the United States, with an EIN. If you live outside the US, you will need a member within your organization to act as the signer/guarantor that currently lives in the United States. Please talk to one of our Relationship Managers for more details.

You can apply to Luqra using our website. The application form takes about 10 minutes to fill out. Expect to enter some basic information about your business, address and contact information.

When you submit your application, you will be assigned a dedicated Relationship Manager who will follow up with you on your application, and help get you approved and onboarded.

Once your business is onboarded and your Luqra account is created, you can begin taking payments!

If you’re ready to apply – you can get started here.

Maximize Your Profits With Online Payments Experts

Partner with a processor who understands the industry. We have 20 years of experience in ecommerce and are happy to share what we’ve learned to help grow your business.

* The availability of next day funding, the implementation of reserves, the notion of unlimited scaling, and the assurance against account holds are expressly conditioned upon the prudent and compliant activities of a qualified merchant. All merchant accounts are subject to the various contractual rights and regulatory provisions imposed by banks, card companies and state and federal regulators. In addition, Luqra maintains discretionary authority, as it deemed appropriate, to apply reserves, impose volume limitations and/or or institute funding delays for reasons aligned with its fiduciary responsibilities. This capability is required to uphold the integrity of financial processes and maintain a judicious operational framework.

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