Asset 3 color

Reliable Payment Processing For Scaling Online Businesses

We’ll build a customized payment structure around the specific needs of your business to lower your fees, unlock scale and help you make more money.
scale business payment processing icon

Scale With Confidence

You'll get an uncapped merchant account from day 1, allowing you to scale as quickly as you need*.
noun shopping 1401201 203BB1

Shopify Ready

Our direct integration makes it simple to switch - all without having to change your storefront.

payment processing scale up icon

Worry-Free Processing

We understand the volatility of online business - you wont face any pointless holds or freezes*.

noun browser 1401332 203BB1

Stop Chargebacks

Our automated chargeback management can help prevent up to 95% of chargebacks.

Get Started

scale business payment processing icon

Scale With Confidence

You'll get an uncapped merchant account from day 1, allowing you to scale as quickly as you need*.
noun shopping 1401201 203BB1

Shopify Ready

Our direct integration makes it simple to switch - all without having to change your storefront.

payment processing scale up icon

Worry-Free Processing

Sudden volume and chargeback spikes wont trigger any pointless holds or freezes*.
noun browser 1401332 203BB1

Stop Chargebacks

Our automated chargeback management tools can help prevent up to 95% of chargebacks.

We Integrate with

Play Video

THE CHALLENGE

The Problem With Other Processors and Payment Facilitators

While basic payment processors offer nearly instant approvals and simple setups, this one size fits all solution comes with major downsides as your business continues to grow.

THE SOLUTION

Luqra Solves This as a True Full-Service Payment Processor

payment processing briefcase icon

Personalized Business Understanding

We take the time to fully review and understand your business before you started, preventing issues down the line.
Get Started
payment processing scale up icon

Scaling Made Easy And Seamless

Take advantage of your uncapped MID to scale as quickly as you need without being limited by monthly volume caps - all from day 1.
Get Started
balanced books payment processing icon

No Worrying About Fund Holds Or Account Freezes*

We understand that this is a volatile business - you wont be punished for a sudden spike in volume or chargebacks. *
Get Started
payment processing award icon

Access To Ecommerce Experts

Work directly with experienced 7 figure business owners and our partners to transom your store to generate MRR and improve your sourcing.
Get Started

> $12 Billion

Processed Annually
Trusted by over
0 + merchants

10+ Million

Transactions Monthly

Best rate guarantee

Best Rates and No surprise Fees

Your complete payments solution with transparent rates - guaranteed to never increase.

Online Payment Processing

Online Payments

Effortlessly accept and manage payments for your business with seamless integrations.

as low as

2.3% + 20¢

Don't take our word for it

See What Our Customers Have to Say

FAQs

Your Most Frequent Questions Answered

You can apply to Luqra using our website. The application form takes about 10 minutes to fill out. Expect to enter some basic information about your business, address and contact information.

When you submit your application, you will be assigned a dedicated Relationship Manager who will follow up with you on your application, and help get you approved and onboarded.

Once your business is onboarded and your Luqra account is created, you can begin taking payments!

If you’re ready to apply – you can get started here.

Just as every business is different, every approval process is different. On average, it takes about a week to go through the application process. Our Relationship Managers have been trained to help businesses of all shapes and sizes, and will work with you to guide you through the process as quickly as possible.

Yes we integrate with Shopify. Your checkout screen and Shopify dashboard will work exactly the same as it does currently.

Our custom payment portal has automated fraud and chargeback management tools that can help prevent up to 95% of chargebacks. 

If you do have a sudden spike in chargebacks you can still continue to operate as normal – but your dedicated rep will reach out to review and make sure everything is alright. 

If you apply as a LLC or Corporation, yes you will need a business bank account that is under your LLC or Corporation. 

However, if you elect to apply as a Sole Proprietor, you can use your personal bank account.

To apply with Luqra, your business will need to be legally registered in the United States, with an EIN. If you live outside the US, you will need a member within your organization to act as the signer/guarantor that currently lives in the United States. Please talk to one of our Relationship Managers for more details.

Maximize Your Profits With Online Payments Experts

Partner with a processor who understands the industry. We have 20 years of experience in ecommerce and are happy to share what we’ve learned to help grow your business.

* The availability of next day funding, the implementation of reserves, the notion of unlimited scaling, and the assurance against account holds are expressly conditioned upon the prudent and compliant activities of a qualified merchant. All merchant accounts are subject to the various contractual rights and regulatory provisions imposed by banks, card companies and state and federal regulators. In addition, Luqra maintains discretionary authority, as it deemed appropriate, to apply reserves, impose volume limitations and/or or institute funding delays for reasons aligned with its fiduciary responsibilities. This capability is required to uphold the integrity of financial processes and maintain a judicious operational framework.

pci_dss_level_1_service_provider.png
eta_logo.png
mac-logo.png
ACH-Network-logo.png

All trademarks, copyrights and logos referenced are the property of their respective owners.